B. The purpose of this Privacy Policy is for you to understand how we collect and use your information, your privacy rights, and what information Earnin is required to keep. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. BOOST 4 BOOST WILL RESPOND QUICK PLEASE!!!! Information We Collect Automatically Depending on your bank, by providing us your debit card information or banking routing number and Bank Account information, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by Activehours to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. Reddit and its partners use cookies and similar technologies to provide you with a better experience. All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. You agree that Activehours will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Sites or Services. If you do not wish to receive these Terms of Service or the Communications electronically, you may not use the Sites or Services. Once you choose to redeem, the reward will be reflected in your associated bank account 3-5 days after that. Information from Third Parties Email: legal-notices@earnin.com. By using the Services, you agree that Earnin may communicate with you electronically. link/ZPxZyNSp3mb. attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Site or the Service. These terms of service ("Terms of Service") constitute a legal agreement between you, and Activehours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. Allows you to access some or all of your earned wages prior to the payday scheduled by your employer, by requesting a Cash Out. Lightning Speed. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF TENNESSEE APPLICABLE TO CONTRACTS MADE AND TO BE PERFORMED IN THE STATE OF TENNESSEE. Go to Cash Back Rewards on the App Earnin may use your Personally Identifiable Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the Personally Identifiable Information we collect from you or that you provide to us: We do not sell your Personally Identifiable Information. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled card if you want the transaction to be eligible for rewards or offer completion. create a record of the transaction data and thereafter maintain and use data in connection with operating the Tip Yourself Service. There are no required fees to obtain a Cash Out, Max Boost, set alerts for a Balance Shield or set a manual Balance Shield Cash Out, use Health Aid, enroll in Earnin Cash Back Rewards and/or enroll Tip Yourself. We appreciate the tip if you can and however much you feel is fair- anywhere from $0-$14 for Cash Out and Max Boost. You must repeat this process for every card you wish to delete. If any action, suit or proceeding is brought against Bank in connection with any claim, loss or liability that is subject to indemnity hereunder, you may and, upon Banks request will, at your expense resist and defend such action, suit or proceeding, or cause the same to be resisted or defended by counsel selected by the you and reasonably acceptable to Bank. Your access to this page through your device verifies that your device meets these requirements. Generally, Balance Shield Cash Out will need be turned on manually after each Balance Shield Cash Out, however, setting a voluntary tip ($1.50-$14.50) triggers Earnin to automatically keep Balance Shield Cash Out on even after a Balance Shield Cash Out. BY ACCESSING OR USING THE SITE OR THE SERVICES, OR ENROLLING IN EARNIN CASH BACK REWARDS YOU AGREE TO BE BOUND BY THE TERMS OF SERVICE. Introduction California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits those of you who are California residents to request and obtain from us once a year, free of charge, information about the Personal Information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. You may only Cash Out earned wages paid to you by your employer. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver When we open the Sub-Deposit Account and deposit or withdraw funds from the Sub-Deposit Account, you understand and agree that we are acting as your agent with respect to the Sub-Deposit Account, and we will ensure the records associated with the Sub-Deposit Account are in our name, as agent or custodian. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF THIS SECTIONS AND THE PREVIOUS SECTION MAY NOT APPLY TO YOU. Cash Back Rewards. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. All such information is governed by Evolve Bank & Trusts Privacy Policy. Shine the Light Activehours may use and store the content for the purpose of providing the Service to you. In some circumstances, we may work with third parties to provide services on our Website. You may also be required to provide our Third Party Partners with certain login access credentials (e.g., username and password) or other account or financial information. THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. You agree to maintain a balance that is sufficient to fund all payments that you initiate. Although we reserve the right to provide Communications in paper format at any time, you agree that we are under no obligation to do so. Although there are two or more accounts associated with your funds (the account maintained with us, referred to as the Account, and the Sub-Deposit Account), your Account is considered a single account for your deposits and withdrawals, as well as for tax reporting, balance requirement, service charge, monthly statement and FDIC deposit insurance purposes. To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with One Click Politics, FiscalNote and/or other similar platforms (collectively the Advocacy Program). Can anyone in the Earnin Community help me boost my Max? Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. download download. For example, we may use your information to pre-fill form fields on the Sites for your convenience. You acknowledge that you must keep confidential any credentials you use to access your Earnin account, the Site and the Services. Introduction We also use some of this information to improve our Services, the Website and App, provide you with advertisements and to develop new services and let you know they are available. We use third party information to supplement the information we collect about you through the Services in order to enhance our ability to serve you, to tailor our features to you, and/or offer you opportunities to use new Services or features that we believe may be of interest to you. Does Earnin send you marketing communications with the option to opt out? Once you upload a medical bill, Activehours will first determine if the bill is eligible for the Medical Bill Review Service, and then if Activehours determines your bill is eligible for the service, Activehours will send you an update within 48 business hours with either a final report of any available options to lower your medical bill payments that it was able to learn, or requesting further action from you in order to learn what options are available. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. We also use some of this information to improve our the Earnin Site and Services, provide you with information on events you may be interested in, provide specific communications and Earnin Services relevant to your location, advertisements and to develop new services and let you know they are available. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. You may direct copyright infringement notifications to our DMCA Agent at: Earnin Compliance Team If you have questions regarding these Terms of Service or the practices of Earnin, please contact us at support@earnin.com, using live chat with the Earnin team via the mobile app, or you can send us a letter at: ActiveHours Inc., dba Earnin Service Specific Collection of Information: However, you must contact us directly in order to correct certain information, such as your email address. These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Can anyone in the Earnin Community help me boost my Max? https://earnin.app.link/TZOzioF5Vnb0 BOOST 4 BOOST? Financial Calendar Allows you to set an alert to have Earnin send you a notification when your Bank Account falls below an amount that you set ($0-$400) to help you monitor your bank account balance. These login access credentials allow the third parties we work with to gain online access to the accounts you maintain with third party financial institution and that you choose to designate for use in connection with Earnin Services (Bank Account). 2. How can I request that Earnin delete my data? app .link/Bk2Lzkatevb. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. careers help. As part of this process, Earnin may ask you to provide Personally Identifiable Information you previously provided to Earnin. We are only here for Boosts. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. Earnin may use your Personally Identifiable Information to verify your identity, comply with and support our bank partners compliance with applicable laws, including Anti-Money Laundering (AML) and sanctions screening rules, prevent, detect and investigate fraud, hacking, infringement or other suspected or actual misconduct, crime, or violation of an agreement involving the Services. If you do not provide this information or we cannot verify your identity, we can decline to allow you to use the Services. 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